You should know your FICO® credit score before applying for a loan, regardless of whether it is a business loan or a personal loan. Since 90% of lenders use the FICO score, make sure you are getting a genuine FICO score. Here are the most popular ways to get your FICO score:
The following link contains a list of hundreds of banks, credit unions, and credit card issuers that provide their customers with free FICO scores. Check out the list to see if you are entitled to a free FICO score from a company that you are already doing business with.
Credit monitoring services are another option to get your FICO score. These companies monitor your credit reports and credit scores 24/7 and alert you to potential fraud and changes in your credit score. Some credit monitoring services are free, but most charge a fee for their services. Here is a link to a list of popular credit monitoring services.
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